Car Insurance Companies
In this country’s history, almost every industry has been ridiculed except for the sleaziest industry of them all—car insurance. Critics of American society will tear apart the government, oil companies, lawyers, coal companies, doctors, farmers, and even health insurance companies. Even the people I called out for chastising these industries receive enough flack. Although some of these criticized companies can make life a little more challenging, they ultimately make life easier. I have never been afraid to utilize the services aforementioned, but if my car is scratched, even if by no fault of my own, the last number on this green earth I want to call is a car insurance company. This industry is a mandatory scam about which I have never heard any complaints. The average car insurance customer would be able to purchase a fine car with payments made to his insurance company over a year.
If there is an accident, the company will do everything in its power to ensure that it does not forfeit any money to a claim (and as a mandatory institution, the car insurance company has a lot of power). Even though the car insurance company never lost any money, it will still increase the insurance fee for some logical, yet insanely greedy reason. In the extremely rare case that the insurance company must comply with the client’s wishes, it never pays the actual cost of the damage. They use these “blue book value estimates” as a tool to ensure never distributing as much as $5,000 to a customer at any point. Anyone who knows much about car parts or repairs knows that $5,000 may replace a cheap window at best. How car insurance escaped the greedy image will always be a mystery to me. If the Sinclair Oil dinosaur ever tried to parade around like the Geico gecko, there would be protests outside of the White House.
Michael Elwes Graney